P39 FINANCIAL "Honor the Lord with your wealth, with the first fruits of all your crops;"
Proverbs 3:9

System Requirements:
- Intel Mac
- OS X 10.8 or newer
P39 FINANCIAL, Bringing the Envelope Method to the digital world.

P39 Financial is a home financial program designed around the concept of envelopes. The envelope method of budgeting is not new, it's been around for many years. Money (cash) is deposited into the physical envelopes from each deposit. When you need to make a purchase, you get money from the envelope, go to the store and make your purchase, then come home and put the change back in to the envelope. When the envelope is empty, no more spending out of that envelope.

P39 Financial takes the physical envelopes to the digital age - no more paper envelopes to worry about.

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60 Day full-featured demo

No need to carry hundreds of dollars in cash, it's all done on your Mac.

  • Create Multiple Accounts and Multiple Envelopes

  • Split a single transactions between multiple Envelopes

  • Import data from QFX/OFX files

  • Create Annual Budgets

  • Run Monthly and Annual Expense Reports

  • Backup (and Restore) your database

  • Search transactions